Banking products

The E&C offers the classic instant lending (POS) in retail shops (including on-line shops) that are members of the Alliance. The E&C is very active in developing this line of business because it becomes more and more in demand in our country every day. To its clients the E&C offers unique conditions from banks which are available only to members of the Alliance. When getting the service of instant lending, members of the Alliance receive an opportunity to offer to their customers a wide choice of banking products and additional services.

Benefits for the members

1 Additional profit by proper management of turnover from goods sales on credit.
2 Higher control over profitability by means of getting access to the unified system for collection and analysis of information on loans.
3 Access to up-to-date market information and therefore opportunity to quickly react to the changes in the market.
4 Easy and convenient cooperation with the E&C: a personal manager for each member of the Alliance.
5 Loans offer to customers by an employed bank representative or without: opportunity to teach shop employees to deal with bank paperwork.

Partner banks

ZАО «Russian Standard Bank» was founded in 1999. It belongs to a group of companies under the brand «Russian Standard». The «Russian Standard» group is the biggest private company in Russia operating on the consumer market that takes leading positions in finance services and on the market of premium goods. In 2000 ZAO «Russian Standard Bank» was the first in Russia to enter the market of consumer lending.

General License of the Central Bank of Russia № 2289 was given on July 19th, 2001, having no expiration date.

Home Credit Bank has been operating on the Russian market for 11 years and it takes leading positions among the biggest retail banks of the country. To its clients the bank offers lending products, deposit and operating accounts that have clear service conditions and no hidden charges.

General License of the Central Bank of Russia № 316 was given on March 15th, 2012.

OTP Bank belongs to the international finance group OTP (OTP Group) that is one of the leaders in the finance service market in Central and Eastern Europe.

OTP Bank is a universal lending institution that offers a wide range of banking services and products for corporate and private clients.

General License of the Central Bank of Russia № 2766 was given on March 4th, 2008.

Alfa-Bank is the biggest private bank in Russia that was founded in 1990. It is a universal bank that does all major types of banking operations that exist on the financial services market including servicing private and corporate clients, bank investment business, trade financing and asset management.

General License of the Central Bank of Russia № 1326 was given on March 5th, 2012.

ОАО «Vostochny express bank» was founded in 1991. It is a leading private retail bank in the sphere of consumer lending. Its particular feature is that it pays a lot of attention to retail business development.

General License of the Central Bank of Russia № 1460 was given on July, 16th, 2012.

KB «Renaissance Kredit» (ООО) was founded in 2003. It is one of the leading banks in consumer lending sector in Russia. To private clients it offers consumer loans, debit cards, deposits and other services.

License of the Bank of Russia № 3354.

Rusfinance Bank is one of the market leaders that offers the most complete range of services in consumer lending.

Rusfinance Bank is part of the Societe Generale Group, one of the biggest finance groups in the European Union.

General License of the Central Bank of Russia № 1792 was given on February 13th, 2013.

OOO «Setelem Bank» (until June 26th, 2013, it was known as KB «BNP Paribas Vostok» (OOO)) specializes in consumer lending in sales centres that is in retail shops and auto dealers offices.

General License of the Central Bank of Russia № 2168.

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